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Ridgewood Estates

Located in McAlpin, Florida

Ridgewood Estates is located 16 miles southwest of Lake City in McAlpin, Florida.  Lake City is located at the crossroads of Interstate 75 and 10. This makes for an easy commute to Gainesville, Jacksonville, or Valdosta.  At Ridgewood Estates you would be living in the lowest wind zone rating area in Florida reducing your risk from hurricanes, plus home construction cost and insurance costs.  Lake City offers great climate year round and is a strong, growing city while maintaining its small, hometown feel.


Lake City offers many different events throughout the year to bring the community together from the Gateway City Craft Beer & Wine Festival, the Annual Easter Egg-stravaganza, 4th of July Celebration, Trunk or Treat, Olustee Battle Festival & Re-Enactment, Florida Gateway Pro Rodeo, Columbia County Fair, and much more.


In Lake City you will find 3 hospitals: Lake City Medical Center, Shands Lake Shore Medical Center, and a VA Medical Center. Many different shopping opportunities at the Lake City Mall, Super Wal-Mart, Lowe’s, Home Depot, Publix, Winn Dixie, Harvey’s and much more.


Florida Gateway College calls Lake City home or you can choose to travel 45 minutes south to Gainesville where you will find the University of Florida and Santa Fe College.


Around Lake City you will find many different outdoor recreation opportunities from the Osceola National Forest, Stephen Foster State Park, Alligator Lake, Suwannee River, Falling Creek Falls, and the world famous crystal clear Ichetucknee River and Springs.  A great place to go tubing on a hot summer day.


Ridgewood Estates is located on a county maintained dirt road and only half of a mile from a paved road.  Electricity is available to the front of each estate.  The properties have giant oak trees on the front of each parcel bordering the road.  The rest of the property is mostly cleared with scattered pine trees.  There is no requirement or timetable to build.  However when you decide to build your home must be a minimum of 750 square feet or larger.  Mobile and Modular Homes are permitted as long as they are 10 years of age or newer when initially placed on the property.  Farm animals are permitted with the exception of pigs. 

The parcels are zoned 1 home per 5 acres.

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Little River Springs is only 14 miles away.

Automatic, Non-Qualifying Owner Financing Available with NO Prepayment Penalties:

Purchase Price of $199,995.  Annual Percentage Rate 9.50%.  Amortization based on 298 payments.  You can pre pay all or part any time without penalty.  At the listed amount down and assuming the loan runs the full term as opposed to a shorter pay off, then the finance charge is $289,649.19, total payment amount is $469,649.19 total purchase price is $489,644.19.  There is no qualifying required for the loan.

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