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Hilltop Farms

Located in Live Oak, Florida

Hilltop Farms is located in Live Oak, Florida.  Live Oak is only 15 miles west of the crossroads of Interstate 75 and 10.  This makes for an easy commute to Gainesville, Jacksonville, or Valdosta.  At Hilltop Farms you would be living in the lowest wind zone rating area in Florida reducing your risk from hurricanes, plus home construction cost and insurance costs.  Live Oak offers great climate year round and has many amenities while maintaining its small, hometown feel. 


In Live Oak you will find Publix, Winn Dixie, Super Wal-Mart, Lowes, Tractor Supply, a hospital, and restaurants. 

Charles Springs  is located approximately 5 miles South of Dowling Park. This County Park consists of 5 acres of land along the Suwannee River and has been designated as a historic site. The small shallow spring has a diameter of about 25 feet and a depth of 2 – 10 feet. The area is heavily wooded and features a nice bluff overlooking the Suwannee River. There is a one lane, paved boat ramp and parking area and wooden steps leading down to the spring. The park is also along the Suwannee River Wilderness Trail route from White Springs to the mouth of the Suwannee at the Gulf of Mexico.


At Hilltop Farms you will find 4 twenty acre parcels. The properties are completely cleared except for a heavy tree line along the rear of each parcel.  Electricity is available to the front of the property.  For water and sewer, you would need to install a well and septic tank.  The properties are zoned 1 home per 5 acres.  Each parcel has road access on a county maintained dirt road.  Hilltop Farms is less than a mile from the nearest paved road.  There is no requirement or timetable to build.  However when you decide to build it must be 750 square feet or larger.  Modular homes and mobile homes are allowed providing they meet the minimum square footage and are 7 years of age or newer when initially placed on the land.  Farm animals are permitted with the exception of pigs. 




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Charles Springs on the Suwanne is only 5 miles away.

Automatic, Non-Qualifying Owner Financing Available with NO Prepayment Penalties:

Purchase Price of $159,995.  Annual Percentage Rate 8.90%.  Amortization based on 298 payments.  You can pre pay all or part any time without penalty.  At the listed amount down and assuming the loan runs the full term as opposed to a shorter pay off, then the finance charge is $214,454.85, total payment amount is $358,454.85 total purchase price is $374,449.85.  There is no qualifying required for the loan.

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