top of page

Twin River Forest

Located in Madison, Florida

Twin River Forest is 2 miles south of Exit 262 off Interstate 10, and is only 37 miles west of the crossroads of Interstate 10 and 75.  This makes for an easy commute to Tallahassee,  Gainesville, Jacksonville, or Valdosta.  At Twin River Forest you would be living in the lowest wind zone rating area in Florida reducing your risk from hurricanes, plus home construction cost and  insurance costs.  Jasper offers great climate year round. 

The town of Madison is located 10 miles northwest of Twin River Forest.  In Madison you will find grocery stores, North Florida College, Madison Community Hospital, restaurants, and shopping.  The small retirement community of Dowling Park located on the Suwannee River is only 12 miles south.  In Dowling Park you will find a grocery store, restaurants, shopping, and medical facilities.  There is also a paved boat ramp to access the Suwannee River. 

Madison Blue Spring State Park is only 11 miles northeast of Twin River ForestThis crystal clear, first magnitude spring is a popular spot for swimming and cave diving.  Voted the #1 swimming hole in the country by USA Today, Madison Blue Spring is a family favorite destination and a fantastic place to spend the day.


At Twin River Forest you will find beautiful ten acre estates.  The lots are heavily wooded in oaks, pines and other hardwood trees.  The perimeter of each parcel has been cut.  Each property is located on a county maintained dirt road and electricity is available to the front of each parcel.  There is no requirement or timetable to build.    However when you decide to build it must be 950 square feet or larger.  Modular homes and mobile homes are allowed providing they meet the minimum square footage. Farm animals are permitted.






Madison Blue Spring State Park

Madison Blue Spring State Park is only 11 miles away.

Automatic, Non-Qualifying Owner Financing Available with NO Prepayment Penalties:

Right to Call: This means that at the end of the specified time period the seller has the option to require any remaining balance of the loan to be paid off in full. One reason lenders have provisions like this in their loans is to protect the lender in the event of large interest rate increase over the years in the market place.  For example, the seller made it easy for people to own this land because of the easy terms available. If in ten years the market interest rate is 18% it would be a very bad arrangement for the seller to be locked in at 9.50%. They would want to invest their money at the market rate of interest.


The seller may allow the loan to run that entire 25 year period. However, the seller could require any remaining unpaid balance to be paid off at the end of the term. If the seller does call in the balance the buyer can then refinance the land which should be easy due to with the equity built up in the property and appreciation of land values or pay off the remaining balance.   For most of our customers the right to call is not a concern because they plan to pay off their property within ten years in order to save a lot of interest costs.

For example, if the buyer sends approximately an additional $4,044 a year (from income tax refunds, bonuses…) or an extra $337 per month, the land would be paid off in ten years.

Purchase Price of $99,995.  Annual Percentage Rate 9.50%.  Amortization based on 299 payments.  You can pre pay all or part any time without penalty.  At the listed amount down and assuming the loan runs the full term as opposed to a shorter pay off, then the finance charge is $129,647.79, total payment amount is $209,647.79 total purchase price is $229,642.79.  There is no qualifying required for the loan.

bottom of page